Friday, September 24, 2010



 Sri Ratu Saadong Vii

On 22 September 2010, Princess Anis attended the banquet feast held by the Office of the Takaful Insurance, Kota Bharu. Putri Anis also explains a bit about the importance of life insurance.
Sri Ratu Saadong Vii Opinion :

Certainly correct ''PROTECTION'' provide a satisfactory, especially for the future that can not be expected. Not only is the coverage for mental and emotional, but apparently involves a physical that requires little sacrifice in terms of funding. 

In the West, insurance plays an important role in community life. However, in this region, especially Malaysia, people often give different reasons for avoiding the insurance scheme offered. 

However, Putri Anis said, many women often think they do not need to buy insurance for the payment made a waste since a young age ..

"This kind of thinking needs to be changed, especially in today is full of challenges. Place a parable 'unlucky not smell' and 'prepare for a rainy day' is the best way to think. In addition, education is also important in providing knowledge about the importance of insurance for women.

"The study previously found that the cause of death among women in this country is heart disease, stroke and cancer. During 2002 alone, a total of more than 45,000 patients with cancer is detected and it was detected increased from five percent to 10 percent per year, or a population of 500,000 women with cancer of this country," she said .

She said that the probability of an attack or accident is not impossible as anything can happen.

In this regard, he said, it is desirable for women to make preparations in order to ensure the future of life is protected as soon as possible.

"We can not say no to chronic illness or is involved in an accident. Factors that should be erased from the minds of women, what treatment is available for certain cases such as chronic disease requires a high expenditure.

"At least to have insurance, more secure life because of health problems are also included in the coverage provided," she said.

Modern technology allows a person to receive better treatment, thus giving the opportunity to enjoy a better quality of life. 

However, such treatment typically costing high, especially if done outside the country. In fact, the treatment in this country are no less expensive after taking into account the cost of treatment, hospitalization and professional care. 

"Women of all ages are in need of an insurance scheme. Not only are protected if attacked by the disease, but an insurance scheme that is taken to correct has many advantages such as protecting medical costs, accidents, disability, death of her husband and others. 

"Insurance can protect them from paying the high cost of treatment not only for themselves but the family, especially for those who are already married. Moreover, while this study shows women's survival will be longer than men, "she said. 

Currently, there are various types of insurance were introduced exclusively for women. There is a tendency to health alone, there is also a more comprehensive, including involving the protection of life, including education.

Orange one of her favorite colour

The importance of Takaful Insurance
To provide protection to the family.
If something happens to you, the insurer will pay the death of your investments and savings to your family. Do not leave your family problems, such as loans and your debt
Pay your bill and the General Hospital family.
If you entered the hospital due to critical illness, fever or accident, you do not need to worried and depressed about the money needed to pay your hospital bills because the insurance will help you solve your bill. You only need to raise about RM300-1000 alone as compared with the large bill you.
Reward Money For Your Giving
Money will be given to you by check if you enter the ward more than 6 hours. If you take the allowance of RM150 a day hospital and you were in hospital for 5 days, you will be paid a total of 750.
Compensation Fund to give you.
Rm30000 such sum of (according to the amount you take) will be given to you if you are later found to be affected by one of 36 critical illnesses / paralysis, and also if you take exception features contribute, you no longer need to pay your monthly contributions.Furthermore, the insurance will help you pay your monthly premium.
Exemption for Child and Spouse Contribution

Spouse and your children do not have to pay contributions every month because the insurance will pay your monthly contributions if
You later found to be affected by one of 36 critical illnesses /paralysis or dead

Posing with her secretary

Economics is the cause of increased crime in our country. Puteri Anis said the crime situation in our country are becoming more common. Now a lot of elite housing to advertise that they have personal security, and more housing estates without facilities choosing to provide their own security guard at either entrance, patrolling, etc. Another way to provide some relief to their residents.

But what about the people of Malaysia that there is a choice? And even with such high control, it is still not perfect, and we are vulnerable to crime when it is outside.

How to solve it? Certainly not easy, but requires a comprehensive approach:

a) Strengthening the institutional and socio-institution community organizations such as families, places of worship, residents' associations to play a role in supporting the community to curb crime

b) To overcome the economic problems, particularly unemployment and poverty that contribute to the incidence of crime

c) Increase the stern punishment for serious crimes and for the prevention of crimes that involved the partner-triad

d) Increase the number of special police to combat crime

To introduce these measures require political is high. In situations where the Deputy Internal Security Minister and Chief of Police often recrimination about the involvement in corruption and crime, whether the Prime Minister dare to show strong leadership in resolving this problem? we just wait and see ...

In takaful insurance office 

Article by Sri Ratu Saadong Vii

There is no doubt the Islamic financial system that exists today is still a lot of different angles of the same weaknesses have gripped the financial world, the legal system is not ready and did not comply, the shareholders of Islamic banking 'is not compassionate,' so to pursue profits, and many more. 

From a long list, the only one to share in this short article related to operating systems that are difficult to change currency to produce the best Islamic financial system. 

Error control and currency regulations today are among the many experts from the Muslim and non-Muslims as one of the causes of the crisis for the downturn. 

World Finance Forum 2010 in Geneva recently, Chairman of the Monetary Union of Islamic Sharia Council Organisation (AAOIFI), who is also Vice President of Darul Uloom, Karachi, Sheikh Mufti Taqi Uthamni trying to share their views represent the vast majority of Muslim scholars and economists on the point system money. 

He tried to enlighten the leaders of developed countries to make radical changes if it wants to avoid a repeat of the 'invasion' of economic collapse in the future. 

One of the recommendations should be understood by all of us as Muslims. This is important because we can not expect the change only from the mind and hands of Western leaders, while we ourselves do not understand what should be done. 

Thus, in this occasion I would like to stress one thing. No intention to comment in depth about the gold currency and relevance in the modern world, there is actually a more fundamental issue than the issue. 

Without understanding, the gold dinar currency (if it can be implemented) will still fail in forming an Islamic economic system and stable. It must issue to restore the function of currency in Islam. 

RETURN FROM FUNCTION CURRENCY Imam Abu Hamid al-Ghazali from the past 900 years have confirmed the original function and the basis for the currency from Islamic perspective. He said: "The creation of dirhams and dinars (gold and silver currency) is really a blessing from Allah SWT. Both the fact that no special value that can be exploited by humans (such as eating and drinking). 

"But eventually all the people need it because all people need the value of a commodity (goods) in exchange for basic needs of food and clothes. For this reason, transactions involving the exchange of goods among one another is inevitable. 

"But the problem is, how to measure the value of an item and set the price? Thus, all items require an intermediate goods that can be a benchmark for value. 

"So why use the dinar and dirham. Both the precious metals will be the size of an item stated as both NOT BE OBJECTIVE sale and purchase, but it is only intermediate. 

"If both the OBJECTIVE, the entire financial system will DAMAGED AND UNINTERRUPTED. That's why God created them. Through the intermediary, exchange of goods needs to be goals and objectives of sale and purchase will be guaranteed justice. "From the description of Imam al-Ghazzali, a clear stance on the currency of Islamic economics does not think it was kind of gold, silver or fiat paper are: 

1. Currency should be only as an intermediary for the sale and purchase of the actual commodity itself, and it is NOT a commodity. 

2. Currency must be guided by the size of an item needs. 

Both the above conditions relate. Without one of them, it will fail to be a currency that is required by Islam. It also recognized the concept of right by economists around the world, especially among Muslim economists. 

Unfortunately, at the time these scholars suggest, and admit it, political leaders and financial tycoon and the main body of the financial world does not want to adopt the proposal as well as views. He is due to excessive greed of corporate and political parties involved. 

Consequently today, relied on foreign currencies other than the broker and the sale and purchase of materials, he himself is also used as COMMODITIES sale and purchase of goods. 

In easy language, its own currency and gold used as an objective in a sale-purchase transactions. It should only be an intermediary, but now functions to be abused and ultimately lead to sales of goods that they are not yet stable (fluctuate). 

This is supposed to impair its function as a backup or a measure of the value of other commodities. Relied on currency values should have an almost fixed value, not too many changes and moves. Only then inflation can be controlled, the sale and purchase become unstable and spread justice. 

But when today's currency as the commodity, its value is not regulated. In addition to seeing the value of paper currency, try to see also the value of gold today, is it not also fluctuate frequently? That's a sign that gold exists today mistreated by humans. 

For this reason, if we are busy these days wants to be a gold currency, but with an attitude considered as a commodity currency, gold and silver itself will fail to function as desired currency by Islam. 

Therefore, it is necessary to understand the success of the gold as currency can not be considered an economic success circumcise at all, but still far away. In fact, that more needs to be corrected is the attitude, understanding and world financial system today. 

The system of gold and silver currency was also not introduced by the Prophet, but it existed before the rise of the king. 

Islam adopted two precious metals such as currency and could only 'islamised' currency transactions when the conditions outlined by the king met. 

Thus, only non-gold currency to fight everything in an economy and finance. 

So do not think that there are Islamic financial system will only become truly Islamic, when the gold and silver as currency. That is not simple. 

In fact, the paper money is also an Islamic financial system can be achieved if the regulation and management of successful currency manipulated the right way, either way it was released, circulation, control and use. 

Sri Ratu Saadong Vii pictured with the CONSULTANT of takaful insurance, Dato' Agus Mohd Noor , wife  ,mother of Sri Ratu Saadong Vii, HRH Tengku Iskandar and team of Takaful Insurances 

Past , Present , Future

My past is full of trouble
My present is filled with wisdom
My future is very uncertain
Which way do i go
Who should i listen to
My past has answers
My present seek questions
My future uncertain
Who am i
Who are they
What do you want
My past
My Present
My future
My life
Yet i don't know my future
But i hope i thrive on what i have learned
And what i have learned is what will make me surrive

(Insurances is the best in life)

No comments:

Post a Comment